Insurance (Policies, Claims & Fines)
Policies, claims, and fines under control, in one place.
This module centralizes your fleet's financial risk management: insurance policies with their expirations, claims with their full settlement cycle, and fines detected automatically from official portals.
Ideal for fleets operating across multiple jurisdictions that can't afford a vehicle without coverage, an untracked claim, or a fine with surcharges.
Problems it solves
If any of these sound familiar, this module is for you.
Vehicles without valid coverage
An expired policy goes unnoticed until an accident happens and the full cost lands on the company.
Untracked claims
Each claim is managed by email and phone, with no traceability of status, amounts, or settlement deadlines.
Fines discovered late
You learn about fines after they've expired and accumulated surcharges that multiply the original cost.
Repeat-offender drivers
Without consolidated data, you can't identify fine patterns by driver or problem zones.
The full risk cycle
Tools to insure, respond, and prevent.
Policy management
A record of every policy per vehicle: coverage, deductibles, validity, and renewal alerts.
Claims management
The claim's full cycle: report, documentation, settlement, and payment tracking with the insurer.
Automatic fine detection
Direct connection with municipal, regional, and national fine portals. No manual checking.
Expiration alerts
Notifications before policies and fines expire, so you renew and pay on time without surcharges.
Payment management
Fine payment traceability per unit or driver, segmented by period, plate, and operating base.
Heat maps
Identify zones where your fleet concentrates fines and claims to take preventive action.
From paying for risk to preventing it
The AI crosses claims, fines, drivers, and routes to attack the cause, not just the symptom.
Per-driver risk score
Combines fines, claims, and driving behavior to identify who to train before the next event.
Risk zones
Learns where and when your fleet concentrates fines and claims, and alerts when entering those zones.
Payment prioritization
Orders fine payments by cost of delay to minimize surcharges and interest.
Real, measurable impact on your operation
Coverage without gaps
No policy expires unnoticed. Your fleet always insured and your contracts protected.
Claims resolved sooner
Tracked settlements with complete documentation speed up recovery with the insurer.
Savings on surcharges
Avoid surcharges and interest on overdue fines. Detection and alerts are 100% automatic.
Data for prevention
Repeat-offender drivers and problem zones identified for training and prevention.
It integrates with other GTrack modules
Insurance connects with the Control Tower, HR, and Finance for end-to-end fleet risk management.
Fines are automatically linked to the driver assigned to the vehicle at the time of the event, and policy, claim, and fine costs integrate into the finance module.
Ready for policies, claims, and fines to stop being surprises?
Activate it today and scale when you need to. No migrations, no long-term contracts.